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Protecting Vacation Homes From Theft and Vandalism

Posted on: May 20, 2015 by Aegis General

Last month, we discussed some of the potential insurance risks that come along with keeping vacation homes safe while their owners are away. We looked at how vacation home owners could reduce their risks by purchasing the right specialty property insurance policy, however it is equally important to help prevent losses altogether. This is especially […] Read More

Posted in: blog Unoccupied Property

Insurance Fraud Doesn’t Pay For Policy Holders

Posted on: May 5, 2015 by Aegis General

  Insurance fraud is a huge problem in America, and a financial burden on not only insurance providers but law abiding policy holders as well. According to the Coalition Against Insurance Fraud’s State of Insurance Fraud Technology report issued in September 2014, over half of the surveyed insurers who participated in the survey said that […] Read More

Posted in: blog Specialty Property

How Do Credit Scores and Prior Claims Affect Insurance?

Posted on: April 27, 2015 by Aegis General

The insurance industry is all about risk; managing risk, transferring risk, determining what risks clients can absorb and where they may need extra assistance. There are many intricate ways insurers assess risk for both their clients as well as their own operation. The outcome of risk assessment often directly impacts not only policy premiums, but […] Read More

Posted in: blog Specialty homeowner's insurance Specialty Property

Wildfires a Growing Risk for Arizona Property Owners

Posted on: April 17, 2015 by Aegis General

While great strides have been made in constructing fire resistant buildings, fire remains one of the largest contributors to insured and uninsured property losses across the country. Based on the most recent data from the National Fire Protection Association (NFPA), a fire department responded to a fire every 25 seconds on average in the United […] Read More

Posted in: blog Specialty homeowner's insurance Specialty Property

Keeping Vacation Homes Safe While Owners Are Away

Posted on: April 10, 2015 by Aegis General

For many Americans, the ability to own a vacation home is a symbol of success and achievement. Whether it’s a small condo in a favorite city, a cabin in the mountains or a bungalow by the sea, vacation properties can be the perfect place for families to unwind and escape from daily life. By nature […] Read More

Posted in: blog Specialty homeowner's insurance Specialty Property

How to Protect Estate Properties During an Asset Transfer

Posted on: April 6, 2015 by Aegis General

Many clients have property components to their estate planning and assets transfer programs. It is not uncommon for a parent to leave their family home to their child in their will, or for a relative to place their income or vacation property into a trust or estate to be dispersed to the beneficiaries. While property […] Read More

Posted in: blog Specialty homeowner's insurance Unoccupied Property

What to Look for in a Public Entity Insurance Program

Posted on: March 31, 2015 by Aegis General

Too often, public entities approach securing insurance as they would a common commodity, with a one-size-fits-all mentality. While public officials and entity decision makers mean well, by looking to obtain the necessary and appropriate coverage to protect themselves, their organizations and their constituents, they often lack the clarity, experience and information to make fully informed […] Read More

Posted in: blog Public Entity Insurance

Who Is Buying Group Gap Medical Coverage?

Posted on: March 27, 2015 by Aegis General

As employers continue to search for ways to lower healthcare costs while still complying with the Affordable Care Act (ACA), many are also looking to provide the best coverage to their employees. As such, some employers are turning to group gap plans to help their workers finance the higher co-pays, deductibles and premiums that can […] Read More

Posted in: blog Healthcare

Myths About Manufactured Homes You’ve Probably Heard

Posted on: March 20, 2015 by Aegis General

While manufactured housing continues to be an affordable and practical dwelling choice for millions of Americans, there are many myths that are constantly circulated about mobile and manufactured homes. Some myths could directly impact a homeowner’s ability to secure comprehensive and affordable manufactured home insurance. As agents, it is important to be able to separate […] Read More

Posted in: blog Manufactured Home

Understanding the Basics of Surety Bonds

Posted on: March 17, 2015 by Aegis General

Most contractors, land developers and foremen understand that being properly bonded is essential in order to compete in the commercial construction industry. Still, very few construction professionals fully understand the bonding process.  Surety bonds play a vital role in not only licensing, but securing projects and contractual obligations as well. Below is a brief guide […] Read More

Posted in: blog Surety Bonds